Just think: it’s mid-summer, getting close to triple digits, and your air conditioning unit stops. It just dies. Quits working. No more AC system, no more cool air blowing into your home to keep it comfortable. It’s finished.
So you call an HVAC company to come take a look and they confirm what you already knew – you have to buy a new system. And then they tell you something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, based on the type of air conditioning system(s) you want, the type of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and taking cold showers? Or shell out all your savings (and maybe sell a kidney) to cover the cost of a new system?
Or option three? Financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you understand that the standard consumer in the United States has less than $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected costs such as an air conditioner repair or replacement is required, it is essential that we have affordable financing options available.
At Pardee Service Experts we have several financing options for consumers looking to replace their heaters or air conditioners. The first category of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available money to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period lapses.
Pardee Service Experts also offers financing programs with a lower monthly fixed payment and a decent interest rate. This is for people who may not have the full amount as quickly but can afford a lower cost each month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new HVAC system more affordable, while also getting an efficient system that will help lower energy bills while providing home comfort.
The financing programs at Pardee Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what’s stopping you? Call Pardee Service Experts today for a free in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option fits in best with your life. We can’t wait to hear from you!