Just think: it’s mid-summer, getting close to triple digits, and your air conditioning unit stops. It just dies. Doesn’t work. No more AC system, no more cool air blowing into your home to keep it comfortable. It’s finished.
So you call an air conditioning company to come take a look and they validate what you already knew – it’s time to invest in a new air conditioner. And then they follow up with something you didn’t know – a new system is going to cost somewhere between $7,000 to $70,000, depending on the type of air conditioning system(s) you prefer, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and blowing fans over ice? Or shell out all your savings (and maybe sell an organ) to cover the cost of a new system?
Or option three? Financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the standard consumer in the United States has no more than $5,000 they can get their hands on, it makes total sense. So when life happens and things malfunction, and unexpected expenditures such as an HVAC system repair or replacement is required, it is vital that we have affordable financing options available.
At Pardee Service Experts we have multiple financing options for homeowners looking to replace their heaters or air conditioners. The first group of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional buyers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period lapses.
Pardee Service Experts also offers financing options with a lower monthly fixed payment and a decent interest rate. This is for people who may not have the money as quickly but can afford a lower cost each month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost an average of $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This program makes a new HVAC system more affordable, while also getting an efficient system that will help decrease energy bills while providing home comfort.
The financing programs at Pardee Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, what’s stopping you? Call Pardee Service Experts today for a complimentary in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option fits in best with your life. We can’t wait to hear from you!